Hackers are able to hack your mobile phones not because they have the technical skills to do so rather it’s because people don’t put the necessary security procedures. There are some simple things by which you can minimize the hacking risk by 90%.
1) Always use encrypted messages service to share confidential data such as account number or Pin code, use BBM Messenger, Whatsapp or other messenger which is protective.
2) Be sure about the apps which you download because it has been observed most of the times it was unsecure apps that helped hackers to steal your data or use your credit card to purchase online. If you don’t want to face such problems then only download trusted apps.
3) Download an antivirus to protect you smartphone from viruses because hackers use viruses which collect data from your device and sends the data to the hacker, which the uses the data to hack your social media accounts, shop online through your visa cards,etc